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Kootasca Housing Program - Small Cities Development Program (SCDP) - Energy Assistance Program (EAP)
KOOTASCA Housing Program
HOMEBUYER PROGRAM Education – Home Stretch Workshops
Budgeting/Credit – Loan Programs, Real Estate, Inspections and Insurances
Counseling – One-on-one, identify and clear up barriers, determine affordability and learn available resources
Financial Assistance – down payment and closing cost assistance for first time homebuyers
Household Size Annual Income Limit
1 $31,750
2 $36,300
3 $40,800
4 $45,350
5 $49,000
6 $52,600
7 $59,850
SMALL CITIES DEVELOPMENT PROGRAM (SCDP)
Department of Employment and Economic Development
Low to moderate income homeowners in targeted communities can apply for funding to make permanent repairs to their homes. Based on their income the funds can be either a 10 year deferred loan or a 10 year, 5% revolving loan or a combination of both. There is no interest on the deferred loans and if the homeowner lives in the home for the ten year term the loan does not have to be paid back. The deferred and revolving loans are due in full if the property is sold or transferred within that 10 year period.
To be eligible your annual income must not exceed the following amounts:
Family Size Annual Income Limits
Very Low Low Moderate
1 $19,300 $25,090 $30,850
2 $22,050 $28,665 $35,300
3 $24,800 $32,240 $39,700
4 $27,550 $35,815 $44,100
5 $29,750 $38,675 $47,650
6 $31,950 $41,535 $51,150
7 $34,150 $44,395 $54,700
8 $33,350 $47,255 $58,200
ENERGY ASSISTANCE PROGRAM (EAP)
Minnesota Department of Commerce
The Energy Assistance Program (EAP) helps pay home heating costs. Households with the lowest incomes and highest energy costs receive the greatest benefit.
Households who are at or below 50 percent of the state median income are eligible
Size of grant is based on household size, income, fuel type and energy usage
Households with the lowest income and highest fuel costs receive the highest grants
Federally funded through U.S. Department of Human Services
Funds are available for renters or homeowners
Services include:
Provide direct payment to the energy supplier
Educate consumers to use home heating energy efficiently and safely
Advocate with energy suppliers and human service providers on behalf of consumers
Crisis help for utility disconnections or necessary fuel deliveries
Emergency heating system repair or replacement
In order to be eligible your income must not exceed these income guidelines for three months:
2008 Maximum Energy Assistance Income Guidelines
Household Size 50% State Median Income 3 month Maximum Guidelines Rounded 3 Month Maximum Guidelines
1 $20,122.44 $5,030.61 $5,030
2 $26,313.96 $6,578.49 $6,578.00
3 $32,505.48 $8,126.37 $8,126.00
4 $38,697.00 $9,674.25 $9,674.00
5 $44,888.52 $11,222.13 $11,222.00
6 $51.080.04 $12,770.01 $12.770.00
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